Apr 06, 2022
In General Discussions
Keep track of your billing cycles. If the bills don't arrive on time, check your address on record with the creditor. If the address is correct, check your mailbox Email Database security, and perhaps get a Post Office box. - Give your social security number only when absolutely necessary. Use other ID if possible. - Try to limit the number of cards and personal identifiers Email Database you carry with you regularly. - Get a copy of your credit report from all three agencies (listed below) and check for unauthorized activity. Be familiar with what is on your account, and see if there are any errors to be corrected. Keep items with personal information in a locked file or safe and in an unusual spot (not the desk drawer), especially if you share your living Email Database accommodations. Shred them if you don't need them anymore. - Ensure that charge receipts, copies of insurance forms, credit applications, bank checks, statements, and credit offers are shredded. - Many Email Database people have credit cards they don't use regularly and therefore don't receive a statement. Check these cards for activity online, or use them at least once a month, in case someone has changed the address and is using it. If you are an online retailer, use AVS (Address Verification Service). It will reject any card that has a shipping address different from the mailing address. - Teller Positive Pay (Bank of America) - you tell the bank what checks you have written, they will refuse any Email Database not listed. - Try online banking - paper checks get handled by an average of 13 people each, while online checks go through 2 people. It is also cheaper transaction, and eliminates paper records to be stolen. The bank can send you a CD with the copies of the fronts and backs of checks.